Me: "Sally, your debit card is being declined due to lack of funds."
Sally: "Well, did you try taking it out on the 1st?"
Me: "No. The 1st was a Sunday, so we attempted to take it out on the 2nd."
Sally: "Well, the money was there on the 1st. It's not my fault if you didn't take it out on the 1st. I don't have any more money now."
Me (in my head): "So you know nothing ... nothing at all about money management? No one ever taught you how to subtract bills? or how accounting works or money in general?"
This happens to me more and more. Honestly, I feel so sorry for these people. It's like they walk into a store and just decide, "Well, if there is money left on my card, I guess I can buy something. Let's roll the dice."